# Accumulated Finance

Omnichain Modular Liquid Staking. LST Lending. Leverage Staking. AEVM App-Chain.

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Frontend: <https://accumulated.finance>

GitHub: <https://github.com/AccumulatedFinance>
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Accumulated Finance is an omnichain modular liquid staking protocol that maximizes yield, liquidity, and utility of staked assets across multiple blockchain networks. It allows users to stake assets on supported Proof-of-Stake (PoS) chains, minting Liquid Staking Tokens (LSTs) for use in lending, borrowing, or leverage staking.

Accumulated Finance consists of Liquid Staking, LST Lending, Leverage Staking, and AEVM, detailed below.

### Key Protocol Parts

**Liquid Staking**: Users stake assets on supported PoS chains to receive LSTs at a 1:1 ratio, which accrue staking rewards. LSTs are compatible with broader DeFi ecosystems, supporting withdrawals via an NFT-based system with instant withdrawals from pending deposits pools feature.

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[Learn more about Liquid Staking](/accumulated-finance-1/liquid-staking)
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**LST Lending**: Users can supply LSTs as collateral and borrow base assets in Accumulated Finance’s isolated LST lending markets. This enables earning interest, borrowing for investments, or managing leveraged positions, with real-time UI simulations of rates and position health.

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[Learn more about LST Lending](/accumulated-finance-1/lst-lending)
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**Leverage Staking**: Users can achieve up to **50x leverage** by recursively staking and borrowing against LSTs within Accumulated Finance’s lending markets. The system avoids liquidations due to price volatility, with the UI providing maximum leverage and APR estimates.

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[Learn more about Leverage Staking](/accumulated-finance-1/leverage-staking)
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**Accumulated EVM (AEVM)**: AEVM is Accumulated Finance’s app-chain, optimized for liquid staking and DeFi operations. It supports seamless cross-chain LST interactions across EVM-compatible networks, ensuring scalability and low transaction costs.

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[Learn more about AEVM](/accumulated-evm/aevm)
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# Liquid Staking

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Liquid Staking: <https://accumulated.finance/stake>
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### Overview

Liquid Staking in Accumulated Finance allows users to stake assets on supported Proof-of-Stake (PoS) chains and receive Liquid Staking Tokens (LSTs) at a 1:1 ratio. These LSTs represent the staked assets, accrue staking rewards, and remain usable within broader DeFi ecosystem (DEXs, lending, borrowing, leverage staking, etc.). The protocol offers flexible withdrawal options, including an NFT-based system or instant withdrawals from pending deposits pools when liquidity is available.

### Key Features

* **1:1 LST Issuance**: Receive LSTs equivalent to staked assets, maintaining full value representation.
* **Reward Accrual**: LSTs automatically earn staking rewards from the underlying PoS chain.
* **DeFi Compatibility**: Use LSTs in Accumulated Finance’s lending markets or other protocols.
* **Flexible Withdrawals**: Redeem staked assets via NFT-based withdrawals or instantly from liquidity pools.

### Benefits

* **Liquidity**: LSTs unlock staked capital for use in DeFi, avoiding traditional staking lockups.
* **Passive Income**: Earn staking rewards without managing validators.
* **Flexibility**: Choose between NFT-based or instant withdrawals based on your needs.
* **Cross-Chain Utility**: Seamlessly use LSTs across supported EVM networks via AEVM.


# LST Lending

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LST Lending: <https://accumulated.finance/lend>
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### Overview

LST Lending in Accumulated Finance enables users to supply Liquid Staking Tokens (LSTs) as collateral or borrow base assets (e.g., stablecoins or other supported tokens) within the protocol’s isolated LST-base asset lending markets. These markets are designed to maximize capital efficiency, allowing users to earn interest, borrow for further investments, or manage leveraged positions. The user interface provides real-time simulations of lending rates, borrowing rates, position health, and utilization to support informed decision-making.

### Key Features

* **Isolated Markets**: Lending markets are restricted to specific LST-base asset pairs, ensuring focused risk management.
* **Supply and Earn**: Deposit LSTs to earn interest based on market demand.
* **Borrow Assets**: Use LSTs as collateral to borrow base assets for additional investments.
* **Real-Time UI**: View live updates on rates, position health, and utilization during transactions.

### How It Works

1. **Supply LSTs**: Deposit LSTs into an isolated LST-base asset lending market through the Accumulated Finance interface.
2. **Earn Interest**: Supplied LSTs accrue interest based on market supply and demand dynamics.
3. **Borrow Assets**: Use deposited LSTs as collateral to borrow base assets, subject to market-specific loan-to-value ratios.
4. **Monitor Positions**: The UI displays real-time lending/borrowing rates, position health, and utilization to manage your portfolio.
5. **Manage or Repay**: Adjust collateral, borrow more, or repay loans to optimize or close positions.

### Benefits

* **Passive Income**: Earn interest by supplying LSTs without active management.
* **Capital Efficiency**: Borrow base assets to fund new investments while retaining LST exposure.
* **Transparency**: Real-time UI simulations provide clear insights into rates and position risks.
* **Isolated Risk**: Market isolation limits exposure to specific LST-base asset pairs.

<br>


# Leverage Staking

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Stake: <https://accumulated.finance/stake>

Borrow: <https://accumulated.finance/lend>
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### Overview

Leverage Staking in Accumulated Finance allows users to amplify returns by recursively staking and borrowing against Liquid Staking Tokens (LSTs) within the protocol’s isolated LST-base asset lending markets. Supporting up to **50x leverage**, this feature is designed to maximize yield while preventing liquidations due to price volatility. The user interface provides real-time simulations of maximum leverage, estimated APR, and position health to guide users in managing their leveraged positions effectively.

### Key Features

* **High Leverage**: Achieve up to 50x leverage by recursively staking and borrowing LSTs.
* **No Price-Based Liquidations**: The system is structured to avoid liquidations caused by price volatility.
* **Integrated Markets**: Operates within Accumulated Finance’s LST-base asset lending markets.
* **Real-Time UI**: Displays live maximum leverage, APR estimates, and position health.

### How It Works

1. **Stake Assets**: Deposit assets into Accumulated Finance’s Liquid Staking to receive LSTs.
2. **Supply LSTs**: Deposit LSTs into an isolated LST-base asset lending market as collateral.
3. **Borrow Assets**: Borrow base assets against LSTs to fund additional staking.
4. **Repeat for Leverage**: Recursively stake borrowed assets to mint more LSTs and borrow again, up to 50x leverage.
5. **Monitor and Manage**: Use the UI to track real-time APR, leverage limits, and position health, adjusting as needed to optimize returns.

### Benefits

* **Amplified Returns**: Up to 50x leverage significantly boosts potential staking rewards.
* **Price Volatility Protection**: No liquidations from price fluctuations, enhancing position stability.
* **User-Friendly Interface**: Real-time UI provides clear leverage and APR guidance.
* **Integrated Ecosystem**: Seamlessly combines staking and lending within Accumulated Finance.


# AEVM

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AEVM is currently on the devnet phase
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### Overview

Accumulated EVM (AEVM) is Accumulated Finance’s native application-specific blockchain, purpose-built to optimize liquid staking and DeFi operations. It serves as the backbone for the protocol, enabling seamless cross-chain interactions for Liquid Staking Tokens (LSTs) across EVM-compatible networks. AEVM delivers unparalleled scalability, low transaction costs, and robust infrastructure, ensuring efficient execution of staking, lending, and leverage staking within the Accumulated Finance ecosystem.

### Key Features

* **App-Chain Design**: Tailored specifically for Accumulated Finance’s liquid staking and DeFi functionalities.
* **Cross-Chain Interoperability**: Supports LST transfers and operations across EVM-compatible blockchains.
* **Scalability**: Handles high transaction volumes with minimal latency.
* **Low-Cost Transactions**: Reduces gas fees for users compared to general-purpose EVM chains.
* **Governance Integration**: Facilitates $ACFI token-based governance for protocol decisions.


# Token Presale

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Presale: <https://accumulated.finance/presale>

Tokenomics: <https://accumulated.finance/presale/tokenomics>
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### Overview

The **$ACFI** Omnichain Presale remains a pivotal moment for Accumulated Finance’s community-driven ecosystem. Offering 200 million $ACFI tokens without venture capital (VC) involvement, sniping, or unfair advantages, the presale features five tiers with rising prices as each sells out, with all tokens unlocking at Token Generation Event (TGE).

Supported assets include $ETH, $BNB, $USDT, $USDC, $crvUSD, $ROSE, $ZETA, $MANTA, $KUB, $VLX, $WACME, and LSTs/LRTs of Accumulated Finance.

### Unique Selling Points

The presale stands apart with no VC interference, ensuring community ownership. A tiered system guarantees fairness, while omnichain support leverages assets across EVM networks. Additionally, 100% of protocol revenue will enhance $ACFI value through buybacks and strategic initiatives. The team’s three-year vesting commitment signals long-term dedication, with tokens fully accessible at TGE, positioning participants to influence Accumulated Finance’s growth.

### Potential for Growth

As Accumulated Finance targets a $500M TVL, the presale offers a stake in an ecosystem powering liquid staking, lending, and leverage staking across chains. Diverse asset options and a transparent structure provide flexibility and reliability. Participation before tier exhaustion, aligns with potential value appreciation as the protocol expands.


# X

Stay up to date with the latest updates, announcements, and direct support. If you have any questions, send us a message or tweet at us on our official Twitter account.&#x20;

<https://x.com/AccumulatedFi>


# Discord

Connect with us on Discord to stay updated and engage with our team and community. For any questions, feel free to message us on our official Discord server.

<https://discord.gg/4sJdZnNCSW>


# Telegram

Join our Telegram community for real-time support and discussions. If you have any questions, send us a message directly on our official Telegram channel.

[https://t.me/AccumulatedFi](<https://t.me/AccumulatedFi >)


